money

It’s My Toy!

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So here is the boat.  This item is becoming another one of those debatable toy issues. I just said good-bye to my Harley and now there is talk about “the boat”. I draw the line or at least I am trying to make the mark in the sand.

The storage costs are the problem. Since our roommate has announced that, she will be moving out sometime between tomorrow and two years (long story), we have been cutting costs in preparation. On the top of the list are our household storage and the boat storage fees. AUGH!!

Yeah, I nod my head I love my little boat, it was purchased with funds when I cashed out my company 401K, it is my boat no? Ok it is all community property but it is my toy then. It is not really about whose toy it is but the thought of giving up something else.

I admit that I cannot launch the dang thing myself but. … The real hit is that most of our fishing friends have been falling like flies. They are getting older, they are dying, or they have moved – the result is not too many folks we know can launch the boat or they are unwilling to put in the effort ;(.  Amazing how you figure out who your friends are when you can no longer do or go.

Therefore, here I sit with thousands of dollars in fishing rods and reels, lures, plastics etc. and no way to get my ass out on the water and I am increasingly F’ing pissed off about it.

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I think I am putting my numb feet down and digging in.  I have been threatening to haul it over to my bud’s house and get it ready for the summer.   Tow it up to Shasta Lake where my friend can launch it and do all the boat-ish things that need to doing to get out and fish.  My niece offered to let us store it on their property in Biggs – it is sounding better and better because her husband can do the boat-ish stuff too and we can fish Oroville.

Since the boat is a deep V design it is more stable than a traditional bass boat.  I have never falling out when hit by waves from the skiers like I have in other small craft that do not have high gunwal10-24-07_1542es (?)  I like the set up it has the live well is large enough although more storage for rods would be a plus.  It is small enough that launching should not have become a problem – and the cover is high enough that it does not interfere with casting especially when on small front deck.  We even bought a new fish finder last year and the graphic interface is awesome making locating the structures so much easier.

Strippers, salmon, bass, and even catfish (not to be confused with Mr. Catfish) was I not kind? don I not practice catch and release a lot – I will bow to the fishing god’s, I will not walk under a ladder – come on whatz up with all this!

Well enough whining for now I guess as it is not really that productive in the long run although it does make me feel better – sort of. This so sucks.  I am really getting tired of the take, take, and take of MS.

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Bail Me Out

I sometimes just get PO’d when I see or hear something. Especially when I hear it over and over again. What is with bailing out the “poor” uninformed saps that got themselves over their heads with a messed up mortgage? I mean I am sorry you did not take the time to read the dang deal or think about the consequence of a balloon payment but really why when we need the dollars so badly does this government feel the need to bail you or your mortgage company’s asses out? And then that bit is followed about a piece on deals for first time home owners. I have no problem with that but – what about us poor dumbos that did it right? You know, paid off our mortgages through the years, did not fall for a refinance trap with a balloon payment or payments we knew we could not afford?

Now some of us are stuck in a bad market in neighborhoods that have gone to the gangs and varmint’s etc. but does the government say hey, you know what you did what was thought in standard circles  to be right so we will help you and toss you some bucks too! NOT!!! No special rates or deals for us to get the heck out of our hoods. Which by the way we are still in because we did not jump at the first mortgage offer or buy something we know we could not afford.

Yes the housing situation sucks and something needs to be done but rewarding the folks who through ignorance or maybe hopeful thinking decided to get in way over their heads is not right. I am so tired of getting the short stick because I don’t know or choose to use the sytem, nor do I make stupid mortgage deals.

Because the bank that issued my credit card was careless and lost big time I get to deal with their crazy attempts at getting an extra buck out of me, some are even lowerering peoples limits, raiseing fees, . … I am sure I will get to pay extra for their screw ups too.  Bail outs, bail outs, bail outs, who is gonna bail me out?

Ok enough comment on if you wish. I don’t get it. Sometimes I wonder why we don’t take out a new mortgage and then say F it and not pay – I mean then we could afford to rent somewhere in a nice neighborhood cause we could take the money and pay off the credit cards and fix the cars  – God I hate morals and having them.

The Cost of Being Sick

Average disease modifing drugs 1 month 1,200.00 – 1,500 co pay – $400.00

Provigil for fatigue  co pay = $280.00 20% cause no generic

No generics, no deals, no can do LOL I am having a hard enough time coming up with my co pay to visit the DR.

I guess you are suppose to be either super poor or super rich.

Stupid me for working all my life.

UPDATE: I did find a coupon for a free 7 day trial from the drug company for Provigil, so if it works I am good to go for 7 days.